Unconstitutional fractional reserve banking raises fundamental questions about law, consent, and sovereignty.

A monetary system that allows the creation of money through debt—without full transparency or direct consent of the people—demands rigorous constitutional scrutiny. When private banking practices expand the money supply, dilute purchasing power, and bind generations to perpetual debt, the issue is no longer merely economic; it becomes legal and moral.

The Constitution was designed to restrain unchecked power and protect the public from systems that transfer wealth and authority without accountability. Any financial structure that operates beyond clear constitutional authorization, public understanding, and lawful oversight must be examined, debated, and reformed. A free people cannot remain free if the foundation of their economy rests on opacity, imbalance, and perpetual obligation rather than sound money, transparency, and the rule of law.

12/20/2025